Terms of Use

1. Acceptance of Terms

By accessing or using the website at splainassociates.com, you agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use our website. These terms apply to all visitors, users, and others who access or use the site.

2. Use of the Website

You agree to use this website only for lawful purposes. You may not:

• Use the site in any way that violates applicable federal, state, or local laws or regulations.
• Transmit any unsolicited or unauthorized advertising or promotional material.
• Attempt to gain unauthorized access to any part of the website or its related systems.
• Engage in any conduct that restricts or inhibits anyone's use or enjoyment of the website.

3. No Insurance Advice

The information provided on this website is for general informational purposes only and does not constitute professional insurance advice. Quote estimates are illustrative and not a guarantee of coverage or pricing. Final rates and coverage terms are determined by the insurance carrier and are subject to underwriting approval. Please consult with a licensed insurance professional before making any insurance decisions.

4. Intellectual Property

All content on this website, including text, graphics, logos, and images, is the property of Splain & Associates LLC or its content suppliers and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works without our express written permission.

5. Third-Party Links

Our website may contain links to third-party websites. These links are provided for your convenience only. We have no control over the content of those sites and accept no responsibility for them or for any loss or damage that may arise from your use of them.

6. Disclaimer of Warranties

This website is provided on an "as is" and "as available" basis without any warranties of any kind, either express or implied. Splain & Associates LLC does not warrant that the website will be uninterrupted, error-free, or free of viruses or other harmful components.

7. Limitation of Liability

To the fullest extent permitted by law, Splain & Associates LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of, or inability to use, this website or its content.

8. Governing Law

These Terms of Use shall be governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law provisions. Any disputes arising under these terms shall be subject to the exclusive jurisdiction of the courts located in Florida.

9. Changes to These Terms

We reserve the right to modify these Terms of Use at any time. Changes will be effective immediately upon posting to the website. Your continued use of the website after any changes constitutes your acceptance of the new terms.

10. Contact Us

If you have any questions about these Terms of Use, please contact us at: